IOBApplication Closed · Prep Phase

IOB Specialist & Generalist Officer Recruitment 2026: Exam Date, Syllabus & Selection Timeline for 291 Posts

Advt No: HRDD/RECT/01/2026-27•Indian Overseas Bank

Official Process Flow

Recruitment Stages & Upcoming Exam Milestones

Official selection stages and schedule updates as notified by Indian Overseas Bank

View Exam Pattern & Syllabus

Online Application Window

Application window closed on 15 Sept 2026

Closed

Stage 1: Online Computer Based Examination

(Objective Test covering Professional Knowledge, Reasoning, English & Quantitative Aptitude)

Date To Be Notified

Stage 2: Shortlisting for Interview based on Online Examina...

Shortlisting for Interview based on Online Examination Merit Scores

Date To Be Notified

Stage 3: Personal Interview & Professional Competency Assessment

As specified in official notice

Physical Test

Stage 4: Document Verification

(DV) of Academic Credentials & Work Experience

Document Scrutiny

All official examination schedules, hall tickets, and results are issued exclusively by Indian Overseas Bank.

Official Authority Website

15-Second Executive Decision Summary

Verified key decision factors extracted directly from official notification

100% Official

Total Vacancies

IOB

291

Manager (Branch Management - MMGS II), IT / Cyber Security / Information Security Officer (JMGS I & MMGS II), Credit Officer (MMGS II)

Min Qualification

ANY GRADUATE

Verify My Eligibility

Age Limit & Cut-off

21 – 35 Yrs

as on 1 Aug 2026

Pay Scale / Salary

₹48,480–₹1,05,280

View In-Hand Simulator

Indian Overseas Bank (Advt No: HRDD/RECT/01/2026-27)

Am I Eligible?Syllabus Tracker Official Portal WhatsApp

About this Recruitment

Online applications for 291 Specialist and Generalist Officers under Indian Overseas Bank (IOB) notification HRDD/RECT/01/2026-27 closed on September 15, 2026. The recruitment process is currently in the written exam preparation and candidate scrutiny phase. Openings include Branch Managers (150), IT & Cyber Security Officers (60), Credit Officers (45), Risk Officers (20), and Law Officers (16). Candidates can review the detailed selection process, professional knowledge syllabus, and exam pattern below.

✨ Copilot Highlights

291 Regular Officer posts in Indian Overseas Bank including 150 Branch Managers and 141 Specialist Officers.
Pay Scales aligned with the 12th Bipartite Settlement with gross monthly emoluments of ~₹92,000 to ₹1,08,000 for Scale II.
Online applications closed on September 15, 2026; examination scheduling and candidate scrutiny underway.
Comprehensive domain openings across IT, Cyber Security, Credit Management, Law, and Enterprise Risk Management.
Two-stage selection through online computer-based examination followed by in-person interview.

Age Limit & Eligibility Calculator

Minimum Age

21 Years

Maximum Age

35 Years

* Age calculated as on: 1 August 2026

Category-Wise Age Relaxations:

OBC (Non-Creamy Layer): +3 Years

SC / ST: +5 Years

Persons with Benchmark Disabilities (PwBD): +10 Years

Ex-Servicemen (ESM): +5 Years

⚡ Am I Eligible? (Instant Age & Cut-off Verifier)

Select your DOB and category (Calculated as on 1 August 2026)

Your Date of Birth (DOB)

Your Category / Reservation

Save to my candidate profile for 1-click verification across all jobs

Educational Eligibility: ANY GRADUATE, B TECH BE, CA ICWA CS, MBA PGDM, LLB LLM

Important Dates & Timeline

+ Google Calendar

Notification Released

29 August 2026

Application Start Date

29 August 2026

Last Date to Apply

15 September 2026

Vacancy Breakdown

Post Name	Vacancies	Eligibility
Manager (Branch Management - MMGS II)	150	ANY GRADUATE
IT / Cyber Security / Information Security Officer (JMGS I & MMGS II)	60	B TECH BE
Credit Officer (MMGS II)	45	CA ICWA CS
Risk Management Officer (MMGS II & III)	20	MBA PGDM
Law Officer (MMGS II)	16	LLB LLM

Compensation & 7th CPC Pay Matrix

Pay Scale & In-Hand Salary Simulator

Pay Level / Grade: JMGS-I to MMGS-III Pay Scale under 12th Bipartite Settlement

Official Pay Scale

₹48,480 - ₹93,960

Select Posting City Tier (Calculates HRA & In-Hand):

Ministry of Finance City Classification

Covered Locations: State Capitals & cities with 5–50 lakh population (e.g. Jaipur, Lucknow, Patna, Bhopal, Chandigarh)

Monthly Allowances & Earnings

Tier Y

Basic Pay₹64,820

Dearness Allowance (DA)2%

₹1,296

House Rent Allowance (HRA)18%

₹11,668

Transport Allowance (TA)₹3,672

Gross Monthly Salary₹81,456

Standard Deductions

Statutory

National Pension System (NPS)10% (Basic+DA)

-₹6,612

CGHS / Health Insurance-₹650

Group Insurance (CGEGIS)-₹60

Total Deductions-₹7,322

Estimated Monthly In-Hand in Class Y (Tier-2 Cities)

₹74,134

/ month (take-home)

Credited directly to the candidate's salary account after statutory NPS (10%) and medical deductions.

Approx Annual Gross (CTC)

₹9.77 LPA

Verified Statutory Pay Rules & Legal Disclaimer

Statutory Rules Disclaimer: The in-hand salary figures displayed above are illustrative estimates computed under 7th Central Pay Commission (7th CPC) / State Government Pay Matrix norms (Basic Pay + Dearness Allowance + City-Tier HRA + Transport Allowance minus statutory 10% NPS and health insurance contributions). Actual net monthly take-home on the candidate's official pay slip will vary based on exact posting location, city classification, entitlement/opting of government quarters (which waives HRA), and department-specific allowances. For binding statutory terms, please refer to the official recruitment notification.

Scheme of Examination & Syllabus

Exam Pattern & Detailed Syllabus

Official exam stages, subject marks distribution & interactive preparation tracker

Download Official Syllabus PDF

Online Computer Based Examination (CBT)

Exam Mode: Online (CBT)

120 Minutes

Total Marks: 200

Negative Marking: 0.25 marks deducted per wrong answer

Subject / Section	No. of Questions	Max Marks	Duration
Professional Knowledge (Domain Specific)	60	90	45 min
Reasoning Ability & Problem Solving	30	40	30 min
English Language	30	30	20 min
Quantitative Aptitude / Banking Awareness	30	40	25 min

Interactive Syllabus & Topic Study Tracker

Check off topics as you study — progress automatically saves to your browser.

Your Preparation Progress: 0 of 13 Topics Mastered0%

Professional Knowledge (Credit & Branch Management)

0 / 5 done

Professional Knowledge (IT & Cyber Security)

0 / 4 done

Reasoning & Quantitative Aptitude

0 / 4 done

Official Application Protocol

How to Apply Online: Step-by-Step Guide

Keep all required educational certificates, scanned photograph, and signature ready before opening the application form.

Step 1: Visit the official Indian Overseas Bank careers page at https://www.iob.bank.in/Careers.aspx.

Step 2: Click on 'Recruitment of Generalist / Specialist Officers in various scales – 2026-27'.

Step 3: Click 'Apply Online' and register as a new user by providing basic details, email ID, and mobile number.

Step 4: Fill in your personal information, educational qualifications, and detailed post-qualification work experience.

Step 5: Upload your scanned photograph, signature, left thumb impression, handwritten declaration, and experience letters.

Step 6: Pay the application fee online through Debit/Credit Card or Net Banking and take a printout of the e-receipt and application form.

Document Upload Specifications

Verified Official Format

Passport Photograph

20 KB to 50 KB, JPEG format, recent color photo with white background

Scanned Signature

10 KB to 20 KB, JPEG format, signed in black ink on white paper

Work Experience Certificates & Relieving Letters

100 KB to 500 KB, PDF format, evidencing minimum required officer experience

Educational Degrees & Professional Certifications (CA/CFA/MBA/B.Tech)

100 KB to 500 KB, PDF format

Need official 20KB–50KB Photo & Signature for this form?

Over 15% forms are rejected due to invalid dimensions. Crop, compress & stamp Name/DOP in 100% private 1-click studio.

Open 1-Click Photo Resizer

Application Fee Details

General / EWS / OBC Candidates₹850

SC / ST / PwBD Candidates (Intimation Charges Only)₹175

Payment Modes: Online Net Banking, Debit Card / Credit Card, UPI, IMPS

Selection Process

Stage 1: Online Computer Based Examination (Objective Test covering Professional Knowledge, Reasoning, English & Quantitative Aptitude)

Stage 2: Shortlisting for Interview based on Online Examination Merit Scores

Stage 3: Personal Interview & Professional Competency Assessment

Stage 4: Document Verification (DV) of Academic Credentials & Work Experience

Stage 5: Pre-Employment Medical Fitness Examination & Final Allotment

Frequently Asked Questions

What was the closing date for IOB Specialist Officer Recruitment 2026?

The online registration and fee payment for IOB Specialist and Generalist Officer recruitment closed on September 15, 2026. The recruitment has entered the examination preparation stage.

How many total vacancies are released in IOB Officer recruitment 2026-27?

A total of 291 vacancies are announced: 150 Branch Managers (Scale II), 60 IT/Cyber Security Officers, 45 Credit Officers, 20 Risk Officers, and 16 Law Officers.

What is the educational qualification needed for IOB Branch Manager (Scale II)?

Candidates must hold a Graduation degree in any discipline from a recognized University with minimum 60% marks and at least 2 years of relevant post-qualification officer experience in a commercial bank.

What is the age limit for IOB Specialist Officer Recruitment 2026?

The age limit as on 01-08-2026 is 21 to 30 years for Scale I, 25 to 35 years for Scale II, and 28 to 38 years for Scale III, with relaxation of 3 years for OBC and 5 years for SC/ST.

What is the salary structure for IOB Scale II Officers?

Scale II officers receive the revised 12th BPS basic pay starting at ₹64,820/- with total monthly in-hand salary of approximately ₹82,000/- to ₹96,000/-, plus leased housing and medical benefits.

What is the selection procedure for IOB Specialist Officers?

The selection consists of an Online Computer Based Examination (Professional Knowledge, Reasoning, English, and Quantitative Aptitude) followed by a Personal Interview.

What is the application fee for IOB recruitment?

The fee is ₹850 for General, EWS, and OBC candidates, and ₹175 for SC, ST, and PwBD candidates.

Where can candidates apply online for IOB recruitment 2026?

Candidates can apply online through the official careers portal at https://www.iob.bank.in under the Careers section.

Is there any bond or probation period for IOB Officers?

Yes, selected officers are on probation for 1 year (Scale II/III) or 2 years (Scale I) from the date of joining, with a minimum service bond as per bank rules.