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J&K Bank PO Recruitment 2026: Apply Online for 343 Probationary Officer Posts

Advt No: JKB/HR/Rectt/2026-492•Jammu & Kashmir Bank Ltd.

15-Second Executive Decision Summary

Verified key decision factors extracted directly from official notification

⏳ 17 Days Left to Apply

100% Official

Total Vacancies

J&K Bank

343

Probationary Officer (PO) - UT of Jammu & Kashmir, Probationary Officer (PO) - UT of Ladakh

Min Qualification

ANY GRADUATE

Verify My Eligibility

Age Limit & Cut-off

20 – 30 Yrs

as on 1 Jan 2026

Pay Scale / Salary

₹48,480–₹85,920

View In-Hand Simulator

Jammu & Kashmir Bank Ltd. (Advt No: JKB/HR/Rectt/2026-492)

Am I Eligible?Syllabus Tracker Official Portal WhatsApp

About this Recruitment

Jammu & Kashmir Bank Ltd. has officially released the recruitment notification Advt. No. JKB/HR/Rectt/2026-492 for 343 Probationary Officer (Junior Management Grade Scale-I) vacancies across the Union Territories of Jammu & Kashmir (323 posts) and Ladakh (20 posts). Online applications are accepted from 07 November 2026 to 26 November 2026 at https://www.jkbank.com and the authorized IBPS portal at https://ibpsonline.ibps.in/. Candidates must hold a bachelor's graduation degree in any discipline from a recognized university and possess a valid domicile certificate of UT of J&K or Ladakh. The position carries the revised JMGS-I pay scale of ₹48,480 to ₹85,920 with an initial gross salary of approximately ₹82,500 to ₹89,000 per month and an in-hand take-home salary of around ₹74,500 to ₹81,000 per month. Selection is conducted in three stages: Preliminary Online CBT (100 Marks), Main Online CBT and Descriptive English Test (225 Marks), followed by a Personal Interview (100 Marks) with 80:20 final weightage.

✨ Copilot Highlights

J&K Bank announces 343 Probationary Officer (JMGS-I) vacancies under Advt. No. JKB/HR/Rectt/2026-492.
Territorial quota: 323 posts dedicated to UT of Jammu & Kashmir and 20 posts for UT of Ladakh.
Lucrative JMGS-I pay scale (₹48,480 - ₹85,920) delivering ~₹82,500 - ₹89,000 gross monthly remuneration.
Eligibility: Any graduate degree holder aged between 20 and 30 years with UT of J&K / Ladakh domicile.
Three-tier competitive selection: Preliminary Exam, Main Exam (Objective + Descriptive), and Personal Interview.
Online application and fee payment open from 07 November 2026 to 26 November 2026 on ibpsonline.ibps.in.

Age Limit & Eligibility Calculator

Minimum Age

20 Years

Maximum Age

30 Years

* Age calculated as on: 1 January 2026

Category-Wise Age Relaxations:

Scheduled Caste (SC) / Scheduled Tribe (ST): +5 Years

Socially and Educationally Backward Classes (SEBC) of UT of J&K/Ladakh: +3 Years

Persons with Benchmark Disabilities (PwBD): +10 Years

Ex-Servicemen (Commissioned Officers / ECOs / SSCOs): +5 Years

⚡ Am I Eligible? (Instant Age & Cut-off Verifier)

Select your DOB and category (Calculated as on 1 January 2026)

Your Date of Birth (DOB)

Your Category / Reservation

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Educational Eligibility: ANY GRADUATE

Important Dates & Timeline

+ Google Calendar

Notification Released

7 November 2026

Application Start Date

7 November 2026

Last Date to Apply

26 November 2026

Exam Date

10 January 2027

Vacancy Breakdown

Post Name	Vacancies	Eligibility
Probationary Officer (PO) - UT of Jammu & Kashmir	323	ANY GRADUATE
Probationary Officer (PO) - UT of Ladakh	20	ANY GRADUATE

Compensation & 7th CPC Pay Matrix

Pay Scale & In-Hand Salary Simulator

Pay Level / Grade: Junior Management Grade Scale-I (JMGS-I): ₹48,480 - 2,000/7 - 62,480 - 2,340/2 - 67,160 - 2,680/7 - 85,920 with DA, HRA, CCA, and bank allowances

Official Pay Scale

₹48,480 - ₹85,920

Select Posting City Tier (Calculates HRA & In-Hand):

Ministry of Finance City Classification

Covered Locations: State Capitals & cities with 5–50 lakh population (e.g. Jaipur, Lucknow, Patna, Bhopal, Chandigarh)

Monthly Allowances & Earnings

Tier Y

Basic Pay₹48,480

Dearness Allowance (DA)50%

₹24,240

House Rent Allowance (HRA)18%

₹8,726

Transport Allowance (TA)₹2,700

Gross Monthly Salary₹84,146

Standard Deductions

Statutory

National Pension System (NPS)10% (Basic+DA)

-₹7,272

CGHS / Health Insurance-₹650

Group Insurance (CGEGIS)-₹60

Total Deductions-₹7,982

Estimated Monthly In-Hand in Class Y (Tier-2 Cities)

₹76,164

/ month (take-home)

Credited directly to the candidate's salary account after statutory NPS (10%) and medical deductions.

Approx Annual Gross (CTC)

₹10.10 LPA

Verified Statutory Pay Rules & Legal Disclaimer

Statutory Rules Disclaimer: The in-hand salary figures displayed above are illustrative estimates computed under 7th Central Pay Commission (7th CPC) / State Government Pay Matrix norms (Basic Pay + Dearness Allowance + City-Tier HRA + Transport Allowance minus statutory 10% NPS and health insurance contributions). Actual net monthly take-home on the candidate's official pay slip will vary based on exact posting location, city classification, entitlement/opting of government quarters (which waives HRA), and department-specific allowances. For binding statutory terms, please refer to the official recruitment notification.

Scheme of Examination & Syllabus

Exam Pattern & Detailed Syllabus

Official exam stages, subject marks distribution & interactive preparation tracker

Download Official Syllabus PDF

Stage 1: Preliminary Online Examination

Exam Mode: Computer-Based Objective Test

60 Minutes

Total Marks: 100

Negative Marking: 0.25 marks deducted for each wrong answer

Subject / Section	No. of Questions	Max Marks	Duration
English Language	30	30	20 min
Quantitative Aptitude	35	35	20 min
Reasoning Ability	35	35	20 min

Interactive Syllabus & Topic Study Tracker

Check off topics as you study — progress automatically saves to your browser.

Your Preparation Progress: 0 of 26 Topics Mastered0%

Reasoning & Computer Aptitude

0 / 8 done

Data Analysis & Quantitative Aptitude

0 / 6 done

General / Economy / Banking Awareness

0 / 6 done

English Language (Objective & Descriptive)

0 / 6 done

Official Application Protocol

How to Apply Online: Step-by-Step Guide

Keep all required educational certificates, scanned photograph, and signature ready before opening the application form.

Visit the official J&K Bank recruitment portal at https://www.jkbank.com/others/common/jobs.html or open the direct IBPS registration link at https://ibpsonline.ibps.in/.

Click on 'Click here for New Registration' and enter your full name, active mobile number, and valid email ID.

Note down the provisional Registration Number and Password sent via SMS and email.

Upload scanned recent passport size color photograph (20 KB - 50 KB) and signature in black ink (10 KB - 20 KB) in JPG format.

Upload scanned left thumb impression (20 KB - 50 KB) and hand written declaration (50 KB - 100 KB) as per official guidelines.

Fill in educational qualifications, graduation details, marks percentage, domicile district, and category details.

Select your choice of examination center cities for Preliminary and Main examinations.

Preview the completed application form carefully to verify that all personal and academic entries are correct.

Pay the prescribed application fee (₹1,200 for General/OBC/EWS or ₹1,000 for SC/ST/SEBC/PwBD) through the online payment gateway.

Download and take a printout of the e-receipt and the final submitted application form for future reference.

Document Upload Specifications

Verified Official Format

Recent Color Passport Photograph

20 KB to 50 KB, JPEG/JPG format, light/white background, 4.5cm x 3.5cm

Scanned Signature

10 KB to 20 KB, JPEG/JPG format, black ink on white paper

Left Thumb Impression

20 KB to 50 KB, JPEG/JPG format, blue or black ink on white paper

Handwritten Declaration

50 KB to 100 KB, JPEG/JPG format, written in English on white paper with black ink

Graduation Degree / Marksheet

Recognized University degree certificate proving graduation

Domicile Certificate of UT of J&K or Ladakh

Valid domicile certificate issued by competent authority

Category Certificate (SC / ST / SEBC / EWS / PwBD)

Prescribed format certificate issued by competent revenue authority

Need official 20KB–50KB Photo & Signature for this form?

Over 15% forms are rejected due to invalid dimensions. Crop, compress & stamp Name/DOP in 100% private 1-click studio.

Open 1-Click Photo Resizer

Application Fee Details

General, OBC, and EWS Candidates₹1200

SC, ST, SEBC, and PwBD Candidates₹1000

Payment Modes: Online Payment Gateway (Debit Cards RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards / Mobile Wallets, UPI

Selection Process

Stage 1: Preliminary Online Examination (100 Objective Questions, 100 Marks, Duration: 60 Minutes - English Language [30 Marks], Quantitative Aptitude [35 Marks], and Reasoning Ability [35 Marks] with 0.25 negative marking)

Stage 2: Main Online Examination (155 Objective Questions, 200 Marks, Duration: 3 Hours + Descriptive English Letter & Essay Writing [2 Questions, 25 Marks, Duration: 30 Minutes])

Stage 3: Personal Interview (100 Marks, Minimum Qualifying Marks 40% for General / 35% for Reserved Categories) conducted by J&K Bank Selection Board

Stage 4: Original Document Verification (Graduation Degree, Domicile Certificate of UT of J&K or Ladakh, Category Certificates)

Stage 5: Biometric Verification, Pre-Employment Medical Fitness Examination & Final Merit List Formation (80:20 Weighted Ratio for Online Main Exam and Interview)

Frequently Asked Questions

What is the application deadline for J&K Bank PO Recruitment 2026?

The online registration and application fee payment window for J&K Bank Probationary Officer recruitment opened on 07 November 2026 and closes on 26 November 2026.

How many vacancies are announced in J&K Bank PO recruitment?

A total of 343 Probationary Officer vacancies are advertised: 323 vacancies for the Union Territory of Jammu & Kashmir and 20 vacancies for the Union Territory of Ladakh.

What educational qualification is required for J&K Bank Probationary Officer?

Candidates must hold a Graduation Degree (Bachelor's degree in any discipline such as BA, B.Sc, B.Com, B.Tech, BBA, BCA) from a recognized University or Institution approved by the Government of India.

What is the age limit for J&K Bank PO recruitment 2026?

The candidate must be between 20 and 30 years of age as on 01 January 2026 (born between 01.01.1996 and 01.01.2006, both dates inclusive). Age relaxation of 5 years applies for SC/ST and 3 years for SEBC candidates.

What is the starting salary of a J&K Bank Probationary Officer?

A J&K Bank PO is placed in Junior Management Grade Scale-I with a starting basic pay of ₹48,480 in the scale ₹48,480-₹85,920. With DA, HRA, CCA, and leased accommodation perks, the initial gross monthly salary is ₹82,500 to ₹89,000, and net in-hand salary is approximately ₹74,500 to ₹81,000.

What is the selection process for J&K Bank PO 2026?

The selection procedure consists of three sequential phases: Phase-I Preliminary Online Examination (100 Marks, 60 minutes), Phase-II Main Online Examination (Objective 200 Marks + Descriptive 25 Marks), and Phase-III Personal Interview (100 Marks). The final merit list is prepared with an 80:20 weightage between Main exam and Interview.

Is domicile certificate of J&K or Ladakh mandatory for this recruitment?

Yes, candidates must possess a valid Domicile Certificate of the Union Territory of Jammu & Kashmir or the Union Territory of Ladakh as applicable to the post applied for.

What is the application fee for J&K Bank PO recruitment?

The application fee is ₹1,200 for General, OBC, and EWS candidates, and ₹1,000 for SC, ST, SEBC, and PwBD candidates (plus applicable GST), payable online.

How can candidates apply online for J&K Bank PO recruitment 2026?

Candidates should visit jkbank.com or the direct IBPS registration portal at ibpsonline.ibps.in, complete basic registration, upload photograph, signature, left thumb impression, and handwritten declaration, enter academic details, pay the fee online, and submit the form.